SimpleRMD

SimpleRMD is an RMD calculation and tracking tool for retirees, beneficiaries, and the professionals who serve them. Calculate required minimum distributions under current SECURE 2.0 rules — including inherited IRAs — track multiple accounts, and export CPA-ready reports. Free calculator, no signup.

FEATURES

• RMD Calculator: Calculate your required minimum distribution in about two minutes under current SECURE 2.0 rules, including the age-73/75 starting ages. Free, no signup.

• Inherited IRA Support: Handles beneficiary RMDs under the post-2019 rules, including the 10-year rule and annual distributions for inherited accounts.

• Multi-Account Tracking: Track RMDs across all your IRAs and workplace plans in one place, so nothing slips past December 31.

• CPA-Ready Exports: Download clean reports of your calculations and distribution history to hand straight to your tax preparer.

• Plain-English Guides: Companion articles explain the rules behind every number: who has to take an RMD, when they start, and how inherited accounts differ.